Protection Property and Casualty Insurance, Umbrella Policies Rules of Thumb- All of your major assets should be insured against loss. In addition, you should adequately protect yourself and your family from potential liabilities. i.e. lawsuits and similar claims Reality- Trying to figure out where to go for insurance, how much insurance you should have, and reading through your policies can be very time consuming. Over time, you and your family are an ever changing dynamic (