This month’s article will focus on an often overlooked but vital part of retirement, health insurance, specifically Medicare. Our article will focus on the basics of Medicare, including: what it is, enrollment, types of coverage, along with the potential costs. What is Medicare? Medicare is a Federal health insurance program for US citizens that are 65 and older, and who have paid the Medicare tax via the payroll tax for at least 40 quarters or 10 years. Technically, each Part of Medicare is optional to enroll in. Participants are encouraged to enroll in each of the Parts during their enrollment period (the seven months surrounding their 65th birthday three months before the participant’s bi
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