Annuities, what are they? You may have vaguely heard the term annuity while watching a J.G. Wentworth commercial or during a late-night infomercial. Perhaps, you may have heard about annuities during an investment sales pitch. Regardless, if you have or have not heard of annuities, allow me to explain to you how they work, the different annuity types and their ultimate purpose. For starters, an annuity is essentially a financial product offered by insurance companies and sold by affiliated insurance brokers. Annuities function somewhat like insurance policies, in that it is a direct contract between you, the annuity owner, and the insurance company. Also similar to insurance policies, annuit
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